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If you choose cash back credit cards these days, the amount of cash in your purse or wallet will increase with these two credit card offerings from American Express. That’s because you can currently earn up to $ 350 in bonuses with one credit card application when you receive one of the Amex Blue Cash credit cards – two of our most popular cashback credit cards.
American Express’s Blue Cash Preferred® Card currently offers one Introductory fee of $ 0 per year for new card members (USD 95 per year thereafter, see Prices and Fees) and up to a $ 350 bonus. This bonus includes a $ 150 bank statement balance after you have spent $ 3,000 on purchases on your new card within the first six months of opening the account, and 20% discount on Amazon purchases Up to $ 200 back within the first six months of membership.
The Blue Cash Everyday® Card from American Express also offers up to a $ 250 bonuswho a $ 100 bank statement balance after spending $ 2,000 on purchases on your new card within the first six months of opening the account, and 20% discount on Amazon purchases Back up to $ 150 in the first six months of membership. The Blue Cash Everyday never has an annual fee (see prices and fees).
When trying to decide which Amex Blue Cash credit card to receive, it is important to take a close look at how much cash each card will make on all of your regular purchases. For all purchases made, you will receive your money back in the form of premium dollars, which can be redeemed as account balance. Let’s take a look at the earnings percentages and some key features of both cards side by side:
The Blue Cash Preferred is absolutely successful when it comes to US supermarkets, earning a whopping 6% cashback on purchases up to $ 6,000 per year (then 1%). In fact, this is the best credit card on the market right now that can be used on groceries. The Blue Cash Everyday only makes 3% cashback in U.S. supermarkets on purchases up to $ 6,000 per year (then 1%), but that’s still a good rate for a card with no annual fee.
Connected: These credit cards give you more rewards for your groceries.
The Blue Cash Preferred also beats the Blue Cash Everyday when it comes to streaming subscriptions and transit in the US. With the Blue Cash Preferred, you receive 6% cashback for selected US streaming subscriptions and 3% cashback for transit, while you only earn 1% cashback in both categories with the Blue Cash Everyday.
Further bonus categories are 3% cashback on the Blue Cash Preferred and 2% cashback on the Blue Cash Everyday at US petrol stations and 2% cashback on selected US department stores on Blue Cash Everyday. And both cards give you 1% cashback on everything else you buy that doesn’t fall into one of the bonus categories.
These are two of the better welcome offers we’ve seen on both cards. In fact, the Blue Cash Preferred bonus is the best welcome offer currently available on all of our favorite personal cashback credit cards.
But even if you leave the welcome bonuses aside, the Blue Cash Preferred and Blue Cash Everyday cards have some great features including strong bonus categories, introductory interest offers on purchases, access to Amex offers, and 90 day return protection.
With many people preferring cashback to travel rewards during the pandemic, these increased welcome offers for the Amex Blue Cash cards couldn’t have come at a better time. And with no annual fee for at least the first year on either card, these are two credit cards not to be overlooked.
Read our full comparison of the Amex Blue Cash Preferred vs. Blue Cash Everyday.
Learn more about the American Express Blue Cash Preferred Card.
Find out more about the American Express Blue Cash Everyday Card.
Find out which cards CNN Underscored has selected as ours best credit cards of 2021.
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